If you need to move into a residential or nursing care home (which is not run by the States) you may be able to receive long-term care benefit, a weekly benefit which helps towards the cost of living in a private care home.
There are 3 rates of long-term care benefit:
- Residential for people whose care needs are relatively low
- Elderly Mental Infirmity (EMI) for people who have extra care needs because of a health condition like dementia
- Nursing for people who need a more intensive level of care
How do I claim?
- You will usually be helped to claim by a social worker or community nurse or by contacting the Pensions & Allowances helpline on 732506 to obtain the claim form.
- Before you can make a claim you will need to be issued with a Needs Assessment Panel certificate which confirms the type of care you need.The Needs Assessment Panel is run by Health and Social Care and your social worker or the medical professional looking after you will organise this.
- As well as understanding the type of care you need there are also certain rules about residency which you must also satisfy. For example, you must have lived in Guernsey or Alderney for a continuous period for 5 years and you must have lived in Guernsey or Alderney for at least 12 months, immediately before making your claim.
How much will I get?
- The benefit you receive will depend on the level of your care needs, the care home you are living in and whether your care needs are permanent or temporary. You will also need to make a contribution towards the cost of the care home fees, this is known as a co-payment.
- The current benefit rates and co-payment amount is set out in the Benefit Payment and Contribution Rates leaflet (Leaflet 50), which is provided in the downloads section.
Who is the benefit paid to?
- In most cases, Long-Term Care Benefit will be paid directly to the care home. You will also need to pay your co-payment and any additional fees charged by the care home to them directly.
For more information please refer to the on the Long Term Care Insurance Scheme leaflet (LTC1) in the downloads section of this page.